Monitor your credit, Build & Fix your credit. At the tap of a button.
Koach brings real-time 3-bureau credit monitoring, autonomous dispute engineering, and native wealth-building tools into a single, high-security dashboard. No confusing processes—just pure financial control at your fingertips.
Real-Time 3-Bureau Smart Monitoring
Instant alerts from Equifax, Experian, and TransUnion the second changes hit your profile—no more waiting a month for surprises.
Autonomous AI Audit & Dispute Engine
Our system parses your reports, flags inaccuracies under federal consumer law, and generates airtight dispute packets in seconds.
Direct Print-and-Mail Integration
Send certified dispute letters to bureaus directly from the dashboard via our server-side print-and-mail pipeline.
Embedded Installment Loans & Reporting
Stack positive payment history safely with native, credit-boosting installment products reported to all three bureaus.
Bank-Grade Data Vaulting
AES-256 field-level encryption at rest. Your sensitive identifiers stay sealed, even from internal operators.
Integrated Wealth Ecosystem
Native financial tools turn monitoring into monetization—earn rewards as you optimize your profile.
Pick the plan that fits your credit mission.
Every membership ships with bank-grade vaulting and the autonomous audit engine. Scale up when you want certified mailings handled on autopilot.
Overage certified mailings beyond your subscription allotment are billed on-demand via secure Stripe card charges—your base membership price never changes.
Partner With Koach. Build Massive Passive Revenue.
Promote Koach and build massive passive revenue streams. Earn a 20% monthly recurring commission ($7.00/mo) on Basic referrals, and a 30% monthly recurring commission ($29.70/mo) on Elite referrals. 100 Elite users translates directly to $2,970/mo in passive income sent directly to your linked bank account.
Your Score is Costing You Money Every Single Second.
Every month you wait is another month paid at a higher interest rate, another rejected application, and another missed opportunity to build real wealth. The tools are ready. The encryption is live. The platform is built. The only thing missing is you.